- Mon 8:00AM - 6:00PM
- Fri 8:00AM - 6:00PM
- Tue 8:00AM - 5:00PM
- Sat Closed
- Wed 8:00AM - 6:00PM
- Sun Closed
- Thu 8:00AM - 5:00PM
Auto Insurance FAQs
Auto Insurance FAQs
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company. If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Who do I call to file a claim?
Reach out to your agent or insurance provider. If someone else is liable for your damages, it's essential to also get in touch with their insurance agent or company. The assigned adjuster will then guide you on any further necessary actions.
What does my policy require me to do after an accident?
Inform your insurance provider about the accident's details, including the time, location, and circumstances of the incident. Provide the names and addresses of individuals injured in the accident as well as any potential witnesses. Collaborate fully with the investigation process. Lastly, acquire or grant authorization for your insurance company to secure necessary documents, medical records, and relevant information.
Want more information on your rights? To make an appointment, call us at 717-564-5110 or make an appointment online!What People Say About Us
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Jonny G, 08/10/2021
I HIGHLY RECOMMEND Dale's Automotive! First, they understand that each vehicle has a person and their lifestyle attached to it! That's so much more important than just being able to do repairs and maintenance! Two Cadillacs, three Lexus, one Toyota, three Chevrolets, one Honda's my personal list of vehicles that my family and I have entrusted to the hands of Dale's mechanics to keep our valuable transportation safe and sound and on the road as both my family and our cars and trucks age! They know what they are doing period! Here's the best part. They absolutely will not overcharge you! As a matter of fact, time after time they have saved me money compared to a traditional dealerships overwhelming hourly rates and even steeper price mark up on parts. These guys are great. And I don't recall any service that they could not provide! Inspection, oil and filter, tires, brakes, engine analysis, emissions, air conditioning, electrical issues are all within their grasps! Thank you Dale and Family (that's how they function), for all that you've done for us down through the years! -
Julie P.I highly recommend Dales Automotive. It's a family run repair shop, and I've been going to them for nearly 10 years now. My parents have been getting their cars repaired here for longer than that. You see, I don't trust mechanics...but I definitely trust Dale. I drive an older car, which means I need a trustworthy mechanic who won't charge me for more than I need, and he doesn't. I dropped my car off about 2 weeks ago because I noticed my breaks felt squishy and I wasn't stopping quickly enough. (I usually drop my car off the night before and pick it up before they close.) At first glance, they couldn't really find anything wrong, so they called me to find out exactly what it was doing. I explained to them how it was acting and they put it up in the air to recheck it. They found out the problem and fixed it and my breaks are good as new! They always take good care of my vehicle, and will let me know (in english) when something looks like it's going to need to be repaired in the future. I've never been charged for something I didn't need...unlike other places. Sure, it can be expensive...but I don't feel like they're using me. Some things are just more costly to repair, especially when my car has over 200,000 miles on it! But thankfully they accept the autopride card. That thing is a lifesaver. It allows me to make payments over the period of several months...interest free.
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Kristie F.I will never go anywhere else with my car again. I came here after taking my car to Monroe Muffler Break to have my oil changed. Monroe cracked my oil pan while changing my oil, all of the oil leaked out, and not knowing any of this I drove. When my oil light went on I panicked and drove back there where I was treated awfully and told it was my fault. They told me that I needed to buy a new oil pan which is very expensive. As a full-time student with no income I had no idea what to do or what kind of damage that I had done to my car driving on it with no oil. Panicked, upset, and not knowing anything about cars I had my car taken here to Dales. I was treated wonderfully and my car was taken excellent care of. They were able to fix my oil pan and assure me that my car was ok. Every single time that I need something done on my car, they do their best to squeeze me in. These men do excellent work and really care about what they are doing. If there is anyway for me to get my car to Dales, I will continue to return time and again.
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Diane S.This shop has consistently provided excellent service at great prices. They've always been very friendly and accommodating. They do only the work requested, without digging for other issues that may or may not actually exist. Wonderful local business!
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Mark A.Knowledge, integrity, and determination to do the job right. That's what you will find at Dale's Automotive. And reasonable prices, too. I know that sounds a bit like a commercial, but it's all true. Sadly, it is NOT true of the vast majority of big company service places that loudly advertise their typically terrible service (I'm looking at YOU Tires Plus!).
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John F.Thanks for getting the inspection done! And I really appreciate you telling me which stuff didn't need to be replaced right away, saving me hundreds in the process! And Dale, thanks for letting me drive my car home with you in tow to drive it back to the shop so I didn't need to call a cab from your shop, that was priceless!
Call us for service: 717-564-5110
